An expense that most homeowners don’t look forward to is replacing a roof. But the reality is, ignoring the need for a new roof will not only cause additional damage to your home but will decrease your home’s value.

How often you’ll need to replace your roof and what the estimated roof replacement cost will depend on factors like geographic location and shingle material. Though replacing a roof is not a small expense, we’ll share some tips on what you can do to make it more affordable.

Roof replacement cost breakdown

According to a 2019 study done by HomeAdvisor.com, most U.S. homeowners spend between $5,346 and $10,546 on roof replacement. Where you’ll fall in this range depends on things like geographic location, roof pitch, the way the current roof was installed, fascia or soffit damage, gutter damage, mold and more.

Roof replacement costs are broken down by an average of 40 percent materials and 60 percent labor.

Common material costs include:

• Underlayment is the water-resistant or waterproof barrier that’s installed onto the decking of your roof before shingles are installed.
• Shingles are the material on the roof you can see once the roof is complete.
• Drip edge is a strip of material (usually aluminum) installed at the edge of the roof that directs water off the roof and into the gutters instead of under the roof.
• Flashing is installed in areas where a drip edge isn’t feasible and redirects water.

Common labor costs include:

• Skilled professionals.
• Removal and disposal of the old roof.
• Installation of new roof.
• Cleanup.

How do you know you need to replace your roof?

Incurring the cost of a new roof isn’t something most of us are eager to do. However, there are some telltale signs that roof replacement is imminent and shouldn’t be delayed much longer:

• Loss of shingles.
• Cracked shingles.
• Curling of shingle edges.
• Water leaks.
• Pooling water on the roof.
• Damage to roof deck.
• Past scheduled roof replacement.

Ignoring these issues will result in damage to your home and a loss of property value. Water leaks into an attic, for example, often go undetected until the leak comes through to a ceiling in the home. In the meantime, your attic is being damaged by water. By the time the water leaks through to your ceiling, you’ve got attic damage as well as damage to your ceiling sheetrock and potentially even the flooring below the leak. This will present issues with the inspection if you try to sell the home.

Maybe you haven’t noticed any of the signs listed above, but you are beyond the scheduled roof replacement period. The recommended replacement time of your roof will depend on your roof shingle material.

RoofAdvisor.com suggests the following replacement schedule:

• Composition shingles: 12-20 years.
• Asphalt shingles: 15-30 years.
• Wood shingles: 20-25 years.
• Rubber roofs: 30-50 years.
• Metal roofs: 50-75 years.

Tips to reduce the cost of a roof replacement

1. Do your research on roofing materials

When it comes to roof replacement, shingle material selection is critical for many reasons. It will determine your material cost. It will determine your replacement schedule. It might even determine whether or not you’re eligible for an energy tax credit. It may also have an impact on your cell phone signal.

2. Plan for offseason discounts

If you’re able to plan your roof replacement in advance, wait until the slower season for roofers. Busy season for roofers is summer and fall, so consider scheduling your replacement for early/late winter or early/late spring.

3. Insurance claim

Depending on your homeowners insurance policy and the reason for your needed roof replacement, your roof replacement cost may be covered by insurance. We find it most helpful to speak with a roofer first to determine the extent and cause of the roof damage and their opinion on whether or not it may be a valid insurance claim. Then, speak with your insurance agent and initiate the claim if possible.

4. Get multiple quotes

Seek comparable quotes from at least three reputable roofers. Watch for things like unusually low bids. If two bidders quote $10,000 and one bidder quotes $5,000, this should raise a red flag. It may indicate that the roofer is low-balling to get the job and then will do sub-par work. Watch out for bidders who list their terms as payment required in advance. We do not recommend paying any part of the required payment in advance of the work performed.

5. Research roofers

Ask for recommendations from local friends. Look for neighbors who have had recent roof replacements and ask for referrals. Ask potential roofers for customer referrals and pictures of their comparable work. Always require proof of bonding, licensing and insurance and then validate those claims through your local government before any work commences or any payment is issued.

Roof replacement financing options

Personal loans

Personal loans are a good option for large projects like roof replacements. Loan terms are pretty flexible on personal loans and allow you to select a very short term or a longer one if necessary. Personal loans provide you with a lump sum payment and typically have fixed interest rates. This type of “unsecured” loan means you won’t have to put up collateral, like your home. There also may be origination or closing fees associated with this loan from your bank or lending institution.

Home equity loans

A home equity loan uses the equity in your home to borrow from while using the home as collateral. This is also referred to as a second mortgage and is often used for large expenditures, like replacing a roof. Payments and terms on a home equity loan are similar to that of any standard loan with a fixed interest rate.

Home equity line of credit

A home equity line of credit, or HELOC, allows you to borrow against the equity in your home while using the home as collateral. The biggest difference is the line of credit is open, or revolving, and is usually accompanied by a variable interest rate. With a line of credit, you can borrow against it for, say, your roof replacement, and pay it back, but the line of credit will remain open so that you can borrow against it again.

A home equity line of credit can be a nice solution for a large project like replacing a roof. However, since the full cost of a roof replacement is usually specified in advance we recommend considering a standard loan type with a fixed interest rate and scheduled payoff time, like a personal loan or home equity loan.

source https://www.bankrate.com/loans/home-improvement/cost-to-replace-roof/

source https://www.militarytimes.com/pay-benefits/2019/12/18/judge-rules-jurys-award-of-2-million-in-mold-case-for-military-family-is-excessive/

Mold Inspection of Austin explains why people should invest in a mold inspection for the home.  Mold Inspection of Austin state that you should schedule a mold assessment within the new home you have just purchased. The last thing you want to be worried about after buying a home is to think that the house is in danger of molds. So, that is why the Austin mold inspection company says that the first thing you need to do is to assess and test your house for mold.

Now, Mold Inspection of Austin explain what is involved with mold testing when you schedule an appointment in your home, and there are several ways to go about mold testing in a home, you use mold test kits, multiple mold test, and then there is professional mold testing.

The mold test kits are do-it-yourself mold test kits that can be purchased in home improvement stores or online retailers. To use these kits, you will collect samples by yourself and then send it to a mold testing laboratory where the type of mold present is determined.

However, the Mold Inspection of Austin, recommend professional mold testing as it is the best way to get your house tested for molds is to avail the services of professional mold inspectors.

Mold Inspection of Austin is composed of mold inspectors licensed by the Texas Department of State Health Services to do the following services in Austin:

Mold Inspection of Austin consider it essential to invest in a mold inspection if you have a just purchased a home, especially if you have noticed some signs of mold such as a strange smell, it is usually must smell, some homeowners will notice a small mold growths which may not have been seen a week ago but have just formed.

Other signs can be allergic reactions, and some homeowners claim they were sneezing, coughing, and had nasal congestion, also if you start to notice your paint bubbling or peeling, then you will need a mold assessment, as the moisture causes the molds.

Another reason why it is vital to invest in a mold inspection if you are purchasing a home is in case you could not see any visible signs, but you think that there is hidden mold growth. Therefore a thorough inspection from Mold Inspection of Austin will be required, so you have the reassurance knowing your home is not in any danger.

If you would like more information about mold inspection, mold testing, mold removal, and more, contact Mold Inspection of Austin today on (512) 200-7198. A representative will speak with you directly and explain why you should invest in a mold inspection if you are purchasing a new home. You can also find out more information on their website https://moldinspectionaustintx.com about mold removal and how to test for it, their website is straightforward to navigate, and it has beneficial and useful pieces of information about mold removal, etc.

Source: https://thenewsfront.com/mold-inspection-of-austin-explains-why-people-should-invest-in-mold-inspection-for-the-home/

source https://thenewsfront.com/mold-inspection-of-austin-explains-why-people-should-invest-in-mold-inspection-for-the-home/

[unable to retrieve full-text content]A dream turned into a nightmare for a couple unable to live in their home  WXOW.com

source https://wxow.com/2019/12/18/a-dream-turned-into-a-nightmare-for-a-couple-unable-to-live-in-their-home/

Registration (please scroll down to set your data preferences)

Mondaq Ltd requires you to register and provide information that personally identifies you, including your content preferences, for three primary purposes (full details of Mondaq’s use of your personal data can be found in our Privacy and Cookies Notice):

• To allow you to personalize the Mondaq websites you are visiting to show content («Content») relevant to your interests.
• To enable features such as password reminder, news alerts, email a colleague, and linking from Mondaq (and its affiliate sites) to your website.
• To produce demographic feedback for our content providers («Contributors») who contribute Content for free for your use.

Mondaq hopes that our registered users will support us in maintaining our free to view business model by consenting to our use of your personal data as described below.

Mondaq has a «free to view» business model. Our services are paid for by Contributors in exchange for Mondaq providing them with access to information about who accesses their content. Once personal data is transferred to our Contributors they become a data controller of this personal data. They use it to measure the response that their articles are receiving, as a form of market research. They may also use it to provide Mondaq users with information about their products and services.

Details of each Contributor to which your personal data will be transferred is clearly stated within the Content that you access. For full details of how this Contributor will use your personal data, you should review the Contributor’s own Privacy Notice.

Please indicate your preference below:

Also please let us know whether you are happy to receive communications promoting products and services offered by Mondaq:

Terms & Conditions

Mondaq.com (the Website) is owned and managed by Mondaq Ltd (Mondaq). Mondaq grants you a non-exclusive, revocable licence to access the Website and associated services, such as the Mondaq News Alerts (Services), subject to and in consideration of your compliance with the following terms and conditions of use (Terms). Your use of the Website and/or Services constitutes your agreement to the Terms. Mondaq may terminate your use of the Website and Services if you are in breach of these Terms or if Mondaq decides to terminate the licence granted hereunder for any reason whatsoever.

Use of http://www.mondaq.com

To Use Mondaq.com you must be: eighteen (18) years old or over; legally capable of entering into binding contracts; and not in any way prohibited by the applicable law to enter into these Terms in the jurisdiction which you are currently located.

You may use the Website as an unregistered user, however, you are required to register as a user if you wish to read the full text of the Content or to receive the Services.

You may not modify, publish, transmit, transfer or sell, reproduce, create derivative works from, distribute, perform, link, display, or in any way exploit any of the Content, in whole or in part, except as expressly permitted in these Terms or with the prior written consent of Mondaq. You may not use electronic or other means to extract details or information from the Content. Nor shall you extract information about users or Contributors in order to offer them any services or products.

In your use of the Website and/or Services you shall: comply with all applicable laws, regulations, directives and legislations which apply to your Use of the Website and/or Services in whatever country you are physically located including without limitation any and all consumer law, export control laws and regulations; provide to us true, correct and accurate information and promptly inform us in the event that any information that you have provided to us changes or becomes inaccurate; notify Mondaq immediately of any circumstances where you have reason to believe that any Intellectual Property Rights or any other rights of any third party may have been infringed; co-operate with reasonable security or other checks or requests for information made by Mondaq from time to time; and at all times be fully liable for the breach of any of these Terms by a third party using your login details to access the Website and/or Services

however, you shall not: do anything likely to impair, interfere with or damage or cause harm or distress to any persons, or the network; do anything that will infringe any Intellectual Property Rights or other rights of Mondaq or any third party; or use the Website, Services and/or Content otherwise than in accordance with these Terms; use any trade marks or service marks of Mondaq or the Contributors, or do anything which may be seen to take unfair advantage of the reputation and goodwill of Mondaq or the Contributors, or the Website, Services and/or Content.

Mondaq reserves the right, in its sole discretion, to take any action that it deems necessary and appropriate in the event it considers that there is a breach or threatened breach of the Terms.

Mondaq’s Rights and Obligations

Unless otherwise expressly set out to the contrary, nothing in these Terms shall serve to transfer from Mondaq to you, any Intellectual Property Rights owned by and/or licensed to Mondaq and all rights, title and interest in and to such Intellectual Property Rights will remain exclusively with Mondaq and/or its licensors.

Mondaq shall use its reasonable endeavours to make the Website and Services available to you at all times, but we cannot guarantee an uninterrupted and fault free service.

Mondaq reserves the right to make changes to the services and/or the Website or part thereof, from time to time, and we may add, remove, modify and/or vary any elements of features and functionalities of the Website or the services.

Mondaq also reserves the right from time to time to monitor your Use of the Website and/or services.

Disclaimer

The Content is general information only. It is not intended to constitute legal advice or seek to be the complete and comprehensive statement of the law, nor is it intended to address your specific requirements or provide advice on which reliance should be placed. Mondaq and/or its Contributors and other suppliers make no representations about the suitability of the information contained in the Content for any purpose. All Content provided «as is» without warranty of any kind. Mondaq and/or its Contributors and other suppliers hereby exclude and disclaim all representations, warranties or guarantees with regard to the Content, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement. To the maximum extent permitted by law, Mondaq expressly excludes all representations, warranties, obligations, and liabilities arising out of or in connection with all Content. In no event shall Mondaq and/or its respective suppliers be liable for any special, indirect or consequential damages or any damages whatsoever resulting from loss of use, data or profits, whether in an action of contract, negligence or other tortious action, arising out of or in connection with the use of the Content or performance of Mondaq’s Services.

General

Mondaq may alter or amend these Terms by amending them on the Website. By continuing to Use the Services and/or the Website after such amendment, you will be deemed to have accepted any amendment to these Terms.

These Terms shall be governed by and construed in accordance with the laws of England and Wales and you irrevocably submit to the exclusive jurisdiction of the courts of England and Wales to settle any dispute which may arise out of or in connection with these Terms. If you live outside the United Kingdom, English law shall apply only to the extent that English law shall not deprive you of any legal protection accorded in accordance with the law of the place where you are habitually resident («Local Law»). In the event English law deprives you of any legal protection which is accorded to you under Local Law, then these terms shall be governed by Local Law and any dispute or claim arising out of or in connection with these Terms shall be subject to the non-exclusive jurisdiction of the courts where you are habitually resident.

You may print and keep a copy of these Terms, which form the entire agreement between you and Mondaq and supersede any other communications or advertising in respect of the Service and/or the Website.

No delay in exercising or non-exercise by you and/or Mondaq of any of its rights under or in connection with these Terms shall operate as a waiver or release of each of your or Mondaq’s right. Rather, any such waiver or release must be specifically granted in writing signed by the party granting it.

If any part of these Terms is held unenforceable, that part shall be enforced to the maximum extent permissible so as to give effect to the intent of the parties, and the Terms shall continue in full force and effect.

Mondaq shall not incur any liability to you on account of any loss or damage resulting from any delay or failure to perform all or any part of these Terms if such delay or failure is caused, in whole or in part, by events, occurrences, or causes beyond the control of Mondaq. Such events, occurrences or causes will include, without limitation, acts of God, strikes, lockouts, server and network failure, riots, acts of war, earthquakes, fire and explosions.

source http://www.mondaq.com/unitedstates/x/876316/Insurance/Got+Mold+If+So+You+Probably+Dont+Have+Insurance+Coverage+For+It

[unable to retrieve full-text content]Military families at Dover Air Force Base experience mold, illnesses  The News Journal

source https://www.delawareonline.com/story/news/2019/12/18/military-families-dover-air-force-base-experience-mold-illnesses/4352418002/

PICKWICK, Minn. (KTTC) — A dream turns into a nightmare for Laurie Daniel and Rick Hardy of Pickwick, Minnesota.

They had hopes of building their «dream home» in the bluffs and they scored big by receiving help from a local college, but instead they’re left with what they say is a disaster.

«Paying taxes and insurance on a house we can’t live in. Our insurance won’t cover the schools negligence in building,» said Laurie Daniel.

Forcing them to live in a much smaller space.

«[We live] In a 16 by 32 pole building,» continued Daniel.

In 2016 their home was selected by Minnesota State College Southeast as their «Carpentry House,» where students were supposed to come in and build a home to learn. The project was supposed to be finished in June of 2017.

«They were to have the home completed by June 30th of 2017 and we ended up extending the contract, the students left, the builder went off and worked other places and was never here. So when the new expiration on the contract came up September 15th, he hadn’t finished anything,» explained Daniel.

They say the students, led by school Vice President Michael Kroening, left their home unfinished and unlivable, with no heat or plumbing, water damage, and mold.

Daniel says she was trying to work on their home in 2017 when she suddenly felt something wrong.

«I was up in the house looking at things for placement, we were getting things painted in there. We didn’t know why I was having a hard time getting my air after being in the home and walking around for maybe an hour. All of a sudden I had problems getting my air and breathing, so we didn’t know at that time the extent of the mold, because it was being hidden by the instructor and the painter,» said Daniel.

She says she was sent to the emergency room from all of the mold. Mold that’s still in her home to this day.

«Why should I pay for it and fix it? It’s a $200,000 fix. I’ve already paid for the house. I’m not paying another cent until they fix it,» continued Daniel.

KTTC reached out to Minnesota State College Southeast, who declined to speak to us, but issued a statement that reads in full: «Thank you for contacting us. As we are in the early stages of litigation in this matter, we cannot comment on it.»

Daniel says she intends to fight until the very end and KTTC will follow this story as it makes its way through the legal process.

source https://kttc.com/2019/12/17/a-dream-turned-into-a-nightmare-for-a-couple-unable-to-live-in-their-home/

Over the last seven months, more than 50 complaints of environmental problems at FLC have been reported to the Philadelphia Federation of Teachers — not just asbestos, but also mold, mildew, crumbling walls, damaged lead paint, and thermal control deficiencies. FLC staff also complained of a white powdery substance coming out of the heating vents in classrooms and other student-occupied parts of the school, according to Jerry Roseman, director of environmental science for the PFT’s Health and Welfare Fund, which monitors building conditions.

source https://www.inquirer.com/education/franklin-learning-center-asbestos-closed-20191217.html

Updated: May 25, 2018:

JD Supra is a legal publishing service that connects experts and their content with broader audiences of professionals, journalists and associations.

This Privacy Policy describes how JD Supra, LLC («JD Supra» or «we,» «us,» or «our«) collects, uses and shares personal data collected from visitors to our website (located at www.jdsupra.com) (our «Website«) who view only publicly-available content as well as subscribers to our services (such as our email digests or author tools)(our «Services«). By using our Website and registering for one of our Services, you are agreeing to the terms of this Privacy Policy.

Please note that if you subscribe to one of our Services, you can make choices about how we collect, use and share your information through our Privacy Center under the «My Account» dashboard (available if you are logged into your JD Supra account).

Collection of Information

Registration Information. When you register with JD Supra for our Website and Services, either as an author or as a subscriber, you will be asked to provide identifying information to create your JD Supra account («Registration Data«), such as your:

• Email
• First Name
• Last Name
• Company Name
• Company Industry
• Title
• Country

Other Information: We also collect other information you may voluntarily provide. This may include content you provide for publication. We may also receive your communications with others through our Website and Services (such as contacting an author through our Website) or communications directly with us (such as through email, feedback or other forms or social media). If you are a subscribed user, we will also collect your user preferences, such as the types of articles you would like to read.

Information from third parties (such as, from your employer or LinkedIn): We may also receive information about you from third party sources. For example, your employer may provide your information to us, such as in connection with an article submitted by your employer for publication. If you choose to use LinkedIn to subscribe to our Website and Services, we also collect information related to your LinkedIn account and profile.

Your interactions with our Website and Services: As is true of most websites, we gather certain information automatically. This information includes IP addresses, browser type, Internet service provider (ISP), referring/exit pages, operating system, date/time stamp and clickstream data. We use this information to analyze trends, to administer the Website and our Services, to improve the content and performance of our Website and Services, and to track users’ movements around the site. We may also link this automatically-collected data to personal information, for example, to inform authors about who has read their articles. Some of this data is collected through information sent by your web browser. We also use cookies and other tracking technologies to collect this information. To learn more about cookies and other tracking technologies that JD Supra may use on our Website and Services please see our «Cookies Guide» page.

How do we use this information?

We use the information and data we collect principally in order to provide our Website and Services. More specifically, we may use your personal information to:

• Operate our Website and Services and publish content;
• Distribute content to you in accordance with your preferences as well as to provide other notifications to you (for example, updates about our policies and terms);
• Measure readership and usage of the Website and Services;
• Communicate with you regarding your questions and requests;
• Authenticate users and to provide for the safety and security of our Website and Services;
• Conduct research and similar activities to improve our Website and Services; and
• Comply with our legal and regulatory responsibilities and to enforce our rights.

How is your information shared?

• Content and other public information (such as an author profile) is shared on our Website and Services, including via email digests and social media feeds, and is accessible to the general public.
• If you choose to use our Website and Services to communicate directly with a company or individual, such communication may be shared accordingly.
• Readership information is provided to publishing law firms and authors of content to give them insight into their readership and to help them to improve their content.
• Our Website may offer you the opportunity to share information through our Website, such as through Facebook’s «Like» or Twitter’s «Tweet» button. We offer this functionality to help generate interest in our Website and content and to permit you to recommend content to your contacts. You should be aware that sharing through such functionality may result in information being collected by the applicable social media network and possibly being made publicly available (for example, through a search engine). Any such information collection would be subject to such third party social media network’s privacy policy.
• Your information may also be shared to parties who support our business, such as professional advisors as well as web-hosting providers, analytics providers and other information technology providers.
• Any court, governmental authority, law enforcement agency or other third party where we believe disclosure is necessary to comply with a legal or regulatory obligation, or otherwise to protect our rights, the rights of any third party or individuals’ personal safety, or to detect, prevent, or otherwise address fraud, security or safety issues.
• To our affiliated entities and in connection with the sale, assignment or other transfer of our company or our business.

How We Protect Your Information

JD Supra takes reasonable and appropriate precautions to insure that user information is protected from loss, misuse and unauthorized access, disclosure, alteration and destruction. We restrict access to user information to those individuals who reasonably need access to perform their job functions, such as our third party email service, customer service personnel and technical staff. You should keep in mind that no Internet transmission is ever 100% secure or error-free. Where you use log-in credentials (usernames, passwords) on our Website, please remember that it is your responsibility to safeguard them. If you believe that your log-in credentials have been compromised, please contact us at privacy@jdsupra.com.

Children’s Information

Our Website and Services are not directed at children under the age of 16 and we do not knowingly collect personal information from children under the age of 16 through our Website and/or Services. If you have reason to believe that a child under the age of 16 has provided personal information to us, please contact us, and we will endeavor to delete that information from our databases.

Links to Other Websites

Our Website and Services may contain links to other websites. The operators of such other websites may collect information about you, including through cookies or other technologies. If you are using our Website or Services and click a link to another site, you will leave our Website and this Policy will not apply to your use of and activity on those other sites. We encourage you to read the legal notices posted on those sites, including their privacy policies. We are not responsible for the data collection and use practices of such other sites. This Policy applies solely to the information collected in connection with your use of our Website and Services and does not apply to any practices conducted offline or in connection with any other websites.

Information for EU and Swiss Residents

JD Supra’s principal place of business is in the United States. By subscribing to our website, you expressly consent to your information being processed in the United States.

• Our Legal Basis for Processing: Generally, we rely on our legitimate interests in order to process your personal information. For example, we rely on this legal ground if we use your personal information to manage your Registration Data and administer our relationship with you; to deliver our Website and Services; understand and improve our Website and Services; report reader analytics to our authors; to personalize your experience on our Website and Services; and where necessary to protect or defend our or another’s rights or property, or to detect, prevent, or otherwise address fraud, security, safety or privacy issues. Please see Article 6(1)(f) of the E.U. General Data Protection Regulation («GDPR») In addition, there may be other situations where other grounds for processing may exist, such as where processing is a result of legal requirements (GDPR Article 6(1)(c)) or for reasons of public interest (GDPR Article 6(1)(e)). Please see the «Your Rights» section of this Privacy Policy immediately below for more information about how you may request that we limit or refrain from processing your personal information.
• Your Rights
  • Right of Access/Portability: You can ask to review details about the information we hold about you and how that information has been used and disclosed. Note that we may request to verify your identification before fulfilling your request. You can also request that your personal information is provided to you in a commonly used electronic format so that you can share it with other organizations.
  • Right to Correct Information: You may ask that we make corrections to any information we hold, if you believe such correction to be necessary.
  • Right to Restrict Our Processing or Erasure of Information: You also have the right in certain circumstances to ask us to restrict processing of your personal information or to erase your personal information. Where you have consented to our use of your personal information, you can withdraw your consent at any time.

You can make a request to exercise any of these rights by emailing us at privacy@jdsupra.com or by writing to us at:

Privacy Officer
JD Supra, LLC
10 Liberty Ship Way, Suite 300
Sausalito, California 94965

You can also manage your profile and subscriptions through our Privacy Center under the «My Account» dashboard.

We will make all practical efforts to respect your wishes. There may be times, however, where we are not able to fulfill your request, for example, if applicable law prohibits our compliance. Please note that JD Supra does not use «automatic decision making» or «profiling» as those terms are defined in the GDPR.

• Timeframe for retaining your personal information: We will retain your personal information in a form that identifies you only for as long as it serves the purpose(s) for which it was initially collected as stated in this Privacy Policy, or subsequently authorized. We may continue processing your personal information for longer periods, but only for the time and to the extent such processing reasonably serves the purposes of archiving in the public interest, journalism, literature and art, scientific or historical research and statistical analysis, and subject to the protection of this Privacy Policy. For example, if you are an author, your personal information may continue to be published in connection with your article indefinitely. When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.
• Onward Transfer to Third Parties: As noted in the «How We Share Your Data» Section above, JD Supra may share your information with third parties. When JD Supra discloses your personal information to third parties, we have ensured that such third parties have either certified under the EU-U.S. or Swiss Privacy Shield Framework and will process all personal data received from EU member states/Switzerland in reliance on the applicable Privacy Shield Framework or that they have been subjected to strict contractual provisions in their contract with us to guarantee an adequate level of data protection for your data.

California Privacy Rights

Pursuant to Section 1798.83 of the California Civil Code, our customers who are California residents have the right to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes.

You can make a request for this information by emailing us at privacy@jdsupra.com or by writing to us at:

Privacy Officer
JD Supra, LLC
10 Liberty Ship Way, Suite 300
Sausalito, California 94965

Some browsers have incorporated a Do Not Track (DNT) feature. These features, when turned on, send a signal that you prefer that the website you are visiting not collect and use data regarding your online searching and browsing activities. As there is not yet a common understanding on how to interpret the DNT signal, we currently do not respond to DNT signals on our site.

Access/Correct/Update/Delete Personal Information

For non-EU/Swiss residents, if you would like to know what personal information we have about you, you can send an e-mail to privacy@jdsupra.com. We will be in contact with you (by mail or otherwise) to verify your identity and provide you the information you request. We will respond within 30 days to your request for access to your personal information. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why. If you would like to correct or update your personal information, you can manage your profile and subscriptions through our Privacy Center under the «My Account» dashboard. If you would like to delete your account or remove your information from our Website and Services, send an e-mail to privacy@jdsupra.com.

Changes in Our Privacy Policy

We reserve the right to change this Privacy Policy at any time. Please refer to the date at the top of this page to determine when this Policy was last revised. Any changes to our Privacy Policy will become effective upon posting of the revised policy on the Website. By continuing to use our Website and Services following such changes, you will be deemed to have agreed to such changes.

Contacting JD Supra

If you have any questions about this Privacy Policy, the practices of this site, your dealings with our Website or Services, or if you would like to change any of the information you have provided to us, please contact us at: privacy@jdsupra.com.

As with many websites, JD Supra’s website (located at www.jdsupra.com) (our «Website«) and our services (such as our email article digests)(our «Services«) use a standard technology called a «cookie» and other similar technologies (such as, pixels and web beacons), which are small data files that are transferred to your computer when you use our Website and Services. These technologies automatically identify your browser whenever you interact with our Website and Services.

How We Use Cookies and Other Tracking Technologies

We use cookies and other tracking technologies to:

1. Improve the user experience on our Website and Services;
2. Store the authorization token that users receive when they login to the private areas of our Website. This token is specific to a user’s login session and requires a valid username and password to obtain. It is required to access the user’s profile information, subscriptions, and analytics;
3. Track anonymous site usage; and
4. Permit connectivity with social media networks to permit content sharing.

There are different types of cookies and other technologies used our Website, notably:

• «Session cookies» — These cookies only last as long as your online session, and disappear from your computer or device when you close your browser (like Internet Explorer, Google Chrome or Safari).
• «Persistent cookies» — These cookies stay on your computer or device after your browser has been closed and last for a time specified in the cookie. We use persistent cookies when we need to know who you are for more than one browsing session. For example, we use them to remember your preferences for the next time you visit.
• «Web Beacons/Pixels» — Some of our web pages and emails may also contain small electronic images known as web beacons, clear GIFs or single-pixel GIFs. These images are placed on a web page or email and typically work in conjunction with cookies to collect data. We use these images to identify our users and user behavior, such as counting the number of users who have visited a web page or acted upon one of our email digests.

JD Supra Cookies. We place our own cookies on your computer to track certain information about you while you are using our Website and Services. For example, we place a session cookie on your computer each time you visit our Website. We use these cookies to allow you to log-in to your subscriber account. In addition, through these cookies we are able to collect information about how you use the Website, including what browser you may be using, your IP address, and the URL address you came from upon visiting our Website and the URL you next visit (even if those URLs are not on our Website). We also utilize email web beacons to monitor whether our emails are being delivered and read. We also use these tools to help deliver reader analytics to our authors to give them insight into their readership and help them to improve their content, so that it is most useful for our users.

Analytics/Performance Cookies. JD Supra also uses the following analytic tools to help us analyze the performance of our Website and Services as well as how visitors use our Website and Services:

• HubSpot — For more information about HubSpot cookies, please visit legal.hubspot.com/privacy-policy.
• New Relic — For more information on New Relic cookies, please visit www.newrelic.com/privacy.
• Google Analytics — For more information on Google Analytics cookies, visit http://www.google.com/policies. To opt-out of being tracked by Google Analytics across all websites visit http://tools.google.com/dlpage/gaoptout. This will allow you to download and install a Google Analytics cookie-free web browser.

Facebook, Twitter and other Social Network Cookies. Our content pages allow you to share content appearing on our Website and Services to your social media accounts through the «Like,» «Tweet,» or similar buttons displayed on such pages. To accomplish this Service, we embed code that such third party social networks provide and that we do not control. These buttons know that you are logged in to your social network account and therefore such social networks could also know that you are viewing the JD Supra Website.

Controlling and Deleting Cookies

If you would like to change how a browser uses cookies, including blocking or deleting cookies from the JD Supra Website and Services you can do so by changing the settings in your web browser. To control cookies, most browsers allow you to either accept or reject all cookies, only accept certain types of cookies, or prompt you every time a site wishes to save a cookie. It’s also easy to delete cookies that are already saved on your device by a browser.

The processes for controlling and deleting cookies vary depending on which browser you use. To find out how to do so with a particular browser, you can use your browser’s «Help» function or alternatively, you can visit http://www.aboutcookies.org which explains, step-by-step, how to control and delete cookies in most browsers.

Updates to This Policy

We may update this cookie policy and our Privacy Policy from time-to-time, particularly as technology changes. You can always check this page for the latest version. We may also notify you of changes to our privacy policy by email.

Contacting JD Supra

If you have any questions about how we use cookies and other tracking technologies, please contact us at: privacy@jdsupra.com.

source https://www.jdsupra.com/legalnews/got-mold-if-so-you-probably-don-t-have-21702/

WASHINGTON, D.C., USA — Military families have faced asbestos, lead paint, mold, water damage, pest infestation and — perhaps, worst of all — indifference from the companies contracted to manage their rental properties.

«We showed up to our move-in ready home according to Lincoln [Military Housing], and found mold, holes in the wall, broken toilets, peeling paint, doors that wouldn’t close,» Navy wife Holly Ward said in testimony earlier this year.

Navy wife Savannah Beagles added, «I just feel like it’s the same story over and over again and just a lot of people dealing with mold. And obviously, you know, this housing situation is a crisis.»

RELATED: Residents complain of continuing problems with privatized military housing

Navy wife Molly Wireman opened up her Ben Morrell Housing unit to 13News Now and showed off some of the damage.  

«This part right here, they just spray-painted over the water damage that was here and over here there was just mold growing, » she said.

After all of the horror stories, finally, relief is coming for thousands of military families living in unsafe conditions in privatized housing.

RELATED: Private military property managers apologize for shoddy conditions

The 2020 National Defense Authorization Act passed by the Senate on Tuesday will force many needed reforms, making the companies more responsive, and, military leadership more engaged. 

It contains two key provisions from Virginia Senator Tim Kaine, including one that requires the DOD to establish a «move-out checklist.» 

«In the private sector, nobody managing an apartment complex would have a tenant move out and then not do anything to clean or repair the unit before the new tenant moved in. Because if they did that, their occupancy rates would plummet,» he said.

Kaine’s  second amendment requires the Secretary of Defense to work with local law enforcement to ensure military police can patrol locations where privatized military housing is not located on a military installation.

«There was some confusion in that area about who had law enforcement responsibility in those neighborhoods. Was it the base police or was it the Norfolk police?»

Kaine said his measure clarifies which department has jurisdiction when and where.

RELATED: ‘Enough is enough’ | Senators grill military leaders about housing conditions

Virginia’s other Senator, Mark Warner, praised the bill’s passage, saying it will «provide greater oversight over military housing and live up to the promises we’ve made to our men and women in uniform.»

Warner went on to say, «Military families shouldn’t have to worry that their homes might make their families sick.»

The $738 billion NDAA also provides $13 billion for shipbuilding priorities and a 3.1 percent pay raise for the troops.

The bill passed the Senate Tuesday, 86-6, and heads now to President Donald J. Trump to await his signature.

source https://www.13newsnow.com/article/news/national/military-news/ndaa-mandates-reforms-on-private-property-managers/291-33377ae4-ba23-4f1a-b8b6-a50115d5c098