Fort Collins apartment residents seek help after building is flooded — The Denver Channel

Editor’s note: Contact7 seeks out audience tips and feedback to help people in need, resolve problems and hold the powerful accountable. If you know of a community need our call center could address, or have a story idea for our investigative team to pursue, please email us at contact7@thedenverchannel.com or call (720) 462-7777. Find more Contact7 stories here .

FORT COLLINS — Residents at the University Park apartments in Fort Collins say they want out their leases after flooding left their belongings damaged.

They tell Contact7 that last week a water stoppage led to flooding in their building that ended up in multiple units. They claim the damage has not been fully fixed and are looking at their options.

«The scariest thing was [finding] black mold, and it’s all over sheetrock and everything,» resident Nathan Horner said.

Contact 7 reached out to Pier Management Group that runs the property, and they told us they «resolved all issues the same day they were filed and said there are no reports of leaks in either building.»

source https://www.thedenverchannel.com/news/contact7/fort-collins-apartment-residents-seek-help-after-building-is-flooded

Make NYC real estate sellers disclose flood histories — New York Daily News

In New York, realtors can pay a small fee to avoid disclosing a property’s flood history. They are able to hide the fact that a property has been damaged in the past, which can lead to uninformed financial decisions. When buying or renting a house, space for a business, or any other kind of property, it’s simply common sense that you know as much as possible about that property before investing in it.

source https://www.nydailynews.com/opinion/ny-oped-make-nyc-real-estate-sellers-disclose-flood-histories-20190729-gbgeteh7zvbnbpfcabwwvtmsli-story.html

Worst Rainfall in 150 Years Damages Pa., Homes, Roads, Sewer Systems — Government Technology

(TNS) — As the rain dropped in torrents the night of June 19, Al Bino was inside his Spring Township home, hustling from window to window to watch the swollen creek spilling into his backyard.

Then Bino saw something he’d never seen in the 26 years he’s lived on Wheatfield Road.

Water started pouring through his front door and into the home.

“It’s happening,” he yelled to his wife, Deborah. “Water is coming in.”

Soon it was streaming in through every door in the house, and pushed in the double garage doors.

When the storm ended the next morning, the Binos were left with a wet, muddy mess throughout their home. Outside, a dozen of Deborah’s hens had been washed away, their big coops swept somewhere toward the Cacoosing Creek.

While cleaning up, the couple thought about the severe storms now occurring more frequently and the toll they’ve taken on their home, and they made a decision.

“We have to leave here,” Deborah said. “It’s like a wetlands now. And this house is toast.”

The Binos are like many in Berks, dealing with destruction from storms and worried that the drenching rains and flash floods that have repeatedly hit the region in the past year will keep coming.

According to the 150 years of data used by the National Weather Service, 2018 was the wettest year in Berks, with 68.08 inches of precipitation measured at Reading Regional Airport.

This year is ahead of last year’s pace, with 38.21 inches already, far above the normal rate of 24.18 inches. Records for the wettest 12-month period are being set each month, according to the weather service.

With groundwater totals and waterways so high, the continued storms are having a cumulative effect, overflowing streams, damaging properties and putting lives at risk.

During a flash flood on July 11, Pamela V. Snyder, 31, and her son, Preston Dray, 9, of Boyertown, drowned after their car was swept into the Manatawny Creek in Douglass Township. Snyder was eight months pregnant with a daughter.

A new normal?

Municipalities throughout Berks have gotten hammered, with flooded basements and blocked roads increasingly common.

In December, a federal report called the National Climate Assessment warned about climate change and its disastrous impact on the United States. Among its predictions were that the Northeast would have more intense rain events and inland flooding, along with extreme temperatures, and it said some of those changes have already begun.

Some municipal officials say their infrastructure and stormwater management systems can’t handle the amount of rain we’re now receiving, and they are trying to figure out what type of improvements they can afford.

“I am very concerned,” said Nicholas Embesi, council president in West Reading, which is among the municipalities recently hit. “Our stormwater system wasn’t designed for these type of rainfall events occurring time and time again.”

It’s also a challenge for the volunteer fire department and emergency service crews to respond to calls when roads are flooded, he said.

“I really hope this weather isn’t the new normal for our area,” he said.

Front-burner issue

While municipalities often plan infrastructure to withstand a 100-year-storm, those once-a-century events are now occurring two or three times a summer, and it’s too much, said Cumru Township Manager Jeanne Johnston.

Municipalities must now think differently about stormwater design, zoning, development and emergency response, she said.

As more land is covered in macadam or built upon, it leaves less area for the rain to soak in, and increases stormwater damage, she said.

Property owners should know that their sheds, swimming pools, patios and driveways contribute to the problem, and understand that filling swales or cutting vegetation from stream banks also causes waterflow issues, she said.

Johnston anticipates municipalities will be trying to fit infrastructure improvements and storm-related repairs into upcoming budgets to account for the extra rainfall.

“Stormwater control has really moved to the front-burner for a lot of us,” she said.

90 inches in Spring Twp.

Spring Township Manager Jay Vaughn said his township’s storm system was not built to handle as much rain as has fallen in the last year, which has contributed to numerous basements in the township flooding with raw sewage during storms.

In the last 12 months, the Lincoln Park section of the township received more than 90 inches of precipitation, doubling the normal amount, according to Jeffrey R. Stoudt, founder of the Berks Area Rainfall Network.

Most damaging are the storms in which several inches of rain fall in just a few hours, which has happened several times in the township in the last year, Vaughn said.

Those storms can leave the township crews scrambling for weeks as they fill in ruts, unclog drainage pipes, and fix other damage caused by the rain, leaving less time and money to fill potholes and resurface roads, he said.

The cleanup business

Servpro in Douglassville does water cleanup and restoration, and since last year has been swamped with calls from Berks and Schuylkill counties following storms.

In Berks this summer has been especially busy, said partner Cara Wilson. On June 20 and 21 alone, the company received over 200 calls from people with storm damage, she said.

What’s most troubling is that many of her clients said they’ve lived in homes that hadn’t had flooding for generations, but have now had it repeatedly in recent months due to the record rainfall.

“Before we have time to clean up the damage, they’re getting hit again,” she said.

She encouraged property owners to review their insurance policies, which often don’t cover flood damage, mold remediation or problems resulting from failed sump pumps, she said.

‘People are suffering’

During the June 19 storm, Dan Rauenzahn of Summit Avenue in Cumru Township lost two vehicles parked at his home to flooding, just as he lost two vehicles during a 2017 storm.

During that time his basement has flooded, and he’s lost a freezer, lawnmowers, family photos, and numerous other items not covered by insurance.

The alley behind Rauenzahn’s home is like a bowl during heavy storms, filling with several feet of rainwater that spreads into homes.

During one storm, his neighbors came home to find their basement flooded, with their dogs drowned in the crates they’d left them in for the day.

“During the last storm it looked like a whitewater rapids back there,” Rauenzahn said.

The Cumru supervisors have directed their engineer to study the issue, but the township doesn’t own the alley, and Johnston doesn’t anticipate an easy solution.

While Rauenzahn would like to move elsewhere in the township, he can’t afford to without selling his home, and its value has steadily decreased due to water damage, he said.

“This isn’t just an engineering issue; it’s a human issue,” he said. “People are suffering. I can’t get out from under this.”

So each time he’s at work and sees a forecast of heavy rain at home, he worries that his wife and their two children could be hurt or even drown in a flash flood. And he believes things will only get worse as climate change leads to more severe storms.

“Whether you think global warming is cyclical or you think we’re causing it, it’s a real thing,” he said. “And it’s not going anywhere.”

———

©2019 the Reading Eagle (Reading, Pa.)

Visit the Reading Eagle (Reading, Pa.) at readingeagle.com

source https://www.govtech.com/em/disaster/-Worst-Rainfall-in-150-Years-Damages-Pa-Homes-Roads-Sewer-Systems.html

Association’s Insurance Did Not Cover Lawsuit Filed by Condo Owner | Daily Business Review — Law.com

Hurricane Irma satellite image Hurricane Irma. Image: National Hurricane Center

A federal district court in Florida ruled a cross-liability exclusion in an insurance policy issued to Miami Beach a condominium association unambiguously precluded coverage of a lawsuit filed by a condo owner.

Lucrezzia Davidson, a unit owner at Aquasol Condominium Association Inc., sued Aquasol under breach of contract and negligence theories for damage blamed on contractors after Hurricane Irma. Davidson asserted she notified Aquasol of the damage, Aquasol retained repair companies, and they damaged her property and failed to remediate mold.

Aquasol sought defense and indemnification from its commercial general liability insurance carrier, Mt. Hawley Insurance Co.

Mt. Hawley maintained it had no duty to defend or to indemnify Aquasol, citing a number of exclusions, including the association member cross-liability exclusion.

Mt. Hawley sought a declaratory judgment on the issue of whether it had a duty to defend and a duty to indemnify Aquasol in Davidson’s action. Mt. Hawley moved for summary judgment.

Aquasol claimed the title of the provision, “Association Member Cross Liability Exclusion,” created ambiguity and indicated the endorsement eliminated coverage for claims brought by one insured against another rather than excluding coverage for a lawsuit brought by a condo owner against the condo association.

The district court granted Mt. Hawley’s motion.

In its decision, the district court found “no ambiguity” in the cross-liability exclusion. The district court

reasoned:

  • The exclusion “clearly” stated that “any claim or suit made by or brought on behalf of an ‘association member’ against any Insured” was not covered by the policy;
  • The policy defined “association member” as “an owner or member of the homeowners or condominium owners association”;
  • Davidson was an owner and member of the condominium association because of her ownership at Aquasol; and
  • The underlying property damage lawsuit was brought by Davidson, an owner, against the insured, Aquasol.

The district court was not persuaded by Aquasol’s ambiguity argument.

U.S. District Judge Robert Scola pointed out that, under applicable Florida law, a title could not be used to create ambiguity where none existed. “The title or caption,” the district court stated, was looked to only when there was “ambiguity in the provision itself.”

Accordingly, the district court concluded, because there was no genuine issue of material fact that the underlying complaint was by an association member against an insured (that is, the association itself), and there was no ambiguity in the exclusion, Mt. Hawley had no duty to defend Aquasol and therefore no duty to indemnify.

The case is Mt. Hawley Insurance v. Aquasol Condominium Association, No. 18-24692-Civ (S.D. Fla. July 26). Attorneys involved include: For Mt. Hawley: G. Bartram Billbrough, Billbrough & Marks, Coral Gables. For Aquasol: Mauri Ellis Peyton II, PeytonBolin, Fort Lauderdale; and Michael Mayer, Terry M. Rosenblum & Associates, Hollywood. For Lucrezzia Davidson, William Roe, Law Office of William J. Roe, Aventura.

Steven A. Meyerowitz, a Harvard Law School graduate, is the founder and president of Meyerowitz Communications Inc., a law firm marketing communications consulting company. Meyerowitz is the Director of the Insurance Coverage Law Center and editor-in-chief of journals on insurance law, banking law, bankruptcy law, energy law, government contracting law, and privacy and cybersecurity law, among other subjects. Contact him at smeyerowitz@meyerowitzcommunications.com.

source https://www.law.com/dailybusinessreview/2019/07/29/associations-insurance-did-not-cover-lawsuit-filed-by-condo-owner/

Atlanta Smoke Removal Mold Pet Germ Bacteria & Duct Cleaning Services Launched — Newswire

(Newswire.net — July 28, 2019) —

ONEighty Solutions Biosweep of Atlanta, GA has launched a professional biohazard removal and cleanup services for contamination caused by mold, smoke, pet, bacteria & other hazardous materials.

ONEighty Solutions Biosweep of Atlanta, Georgia has launched professional, certified removal services for smoke, mold, pet, germ and bacterial contamination. The company specializes in biohazard removal services for residential, commercial, mobile, auto and medical facilities.

More information can be found by visiting: https://oneightysolutions.com

The company uses a proprietary, non-chemical, environmentally friendly bio sweep process to destroy bacteria and get rid of harmful odors. All treatments are done by certified technicians who are dedicated to making sure people live in a healthy, germ and odor-free environment, both at home and at work.

If left unattended, odors, mold, smoke and water can cause significant damage. Even if these elements are left untreated for a short amount of time, they can compromise air quality, damage property and cause serious health hazards. People experiencing bio-hazard problems are urged not to wait until the situation becomes even more of an emergency.

The team at ONEighty Solutions provides clients with a biohazard removal service that is safe, eco-friendly, affordable and effective. Whether it’s a new problem or something that’s been left untreated for years, hiring a professional removal company is the important first step towards getting the situation dealt with once and for all.

In addition to odor, mold, and smoke removal, the company also offers professional air duct cleaning services and water damage reparation. Having clean air ducts makes a huge different to indoor air quality. Poor air quality can lead to breathing and respiratory problems over time. To make HVAC systems safer and more efficient, professional air duct cleaning offers noticeable results.

They also offer a professional trauma and crime scene cleanup service. Working with local law enforcement and property owners, they can effectively take care of complex and delicate task of crime scene, trauma and biohazard cleanup projects involving bodily fluids, fecal bacteria and other hazardous chemicals.

The company is a reputable, five-star restoration and cleanup company specializing in indoor air quality. Interested parties can find more information and book a consultation at the link above or by calling 678-274-6511

source https://newswire.net/newsroom/pr/00111556-https-oneightysolutions-com.html

Kushner Real Estate Properties In Baltimore Have A Rodent Infestation Problem — TPM

“Rodent infested mess” indeed.

President Donald Trump spent his weekend attacking Rep. Elijah Cummings (D-MD) and his district in Baltimore for supposedly being a “disgusting, rat and rodent infested mess,” perhaps without realizing that his own son-in-law has contributed to those conditions.

The Washington Post pointed out on Sunday that rental properties in Baltimore owned by Kushner Companies, the real estate company formerly led by Jared Kushner before being appointed White House senior advisor, have been hit with a series of complaints by tenants who say that their buildings’ management has often failed to carry out basic upkeep and maintenance.

The Post cited a joint 2017 investigative story by the New York Times and ProPublica, which detailed how tenants experienced mold, water damage, raw sewage leaks–and yes, mouse infestations.

“Kushner Companies is proud to own thousands of apartments in the Baltimore area,” a spokesperson told the Post when asked about Trump’s tweets.

source https://talkingpointsmemo.com/news/jared-kushner-real-estate-development-baltimore-rats

Liz Weston: Is your wealth dripping away? — The Detroit News

Liz Weston, Nerdwallet Published 9:00 p.m. ET July 28, 2019

As a spokesperson for the insurance industry, Loretta Worters often gives tips to homeowners on preventing water damage. Some of her knowledge comes from personal experience.

Worters says she had owned a home in Bellmore, New York, for only a month when she noticed the clothes washer in the basement was taking an awfully long time to fill.

“I went downstairs and I was up to my ankles in water,” says Worters, vice president of communications for the Insurance Information Institute.

Appliance and plumbing failures are a leading cause of household water damage, which is far more common than you may think. Homeowners are six times more likely to suffer property losses from water than from theft and seven times more likely than from fire, says Kelly Greene, a risk consulting manager from Chubb Personal Insurance who led a session on property damage at the Financial Planning Association NorCal conference in May. (“Water damage” is different from flooding, which is rising water that affects two or more properties.)

“When you ask people (if they’ve had water damage), if they haven’t, chances are they know someone who has – a friend or family member or neighbor,” Greene says.

Water damage accounts for $1 billion in insured losses annually for homeowners and renters, with claims averaging more than $10,000 each, Worter says.

But not all water losses are covered by insurance . While a sudden event, such as the hose that burst on Worter’s washing machine, would be covered, a slower leak typically wouldn’t be. A homeowner could end up paying thousands of dollars, or more, to fix the damage and remediate any mold.

“That’s a maintenance issue,” Worters says. Insurance doesn’t typically cover problems caused by issues a homeowner should have detected and fixed, such as termite damage or a leaky roof.

Yet while most homeowners have smoke detectors to alert them to fires, and many have alarm systems to help deter theft, relatively few take steps to prevent catastrophic water damage. Even in the multimillion-dollar homes Chubb covers, less than 2% have automated systems that can shut off the water if there’s a leak, Greene says.

That’s a problem for the insurer, since water damage makes up 45% of its total homeowners claims, and losses over $1 million have more than tripled since 2015, Greene says. Chubb now encourages policyholders to install water leak detection systems, which attach to water mains and can cost $500 to $3,000, Greene says.

But there are lower-cost and free ways homeowners can head off problems:

Locate the main shut-off. Adults and older children should know where the main water supply shut-off valve is and how to turn it off, Worters says. You don’t want to have to search for it in an emergency. The shut-off is often near the water meter or where the main water line enters the home. Water-using appliances like toilets and dishwashers typically have shut-off valves as well.

Regularly check supply lines. Look for leaks in the supply lines to sinks, toilets and hot water heaters, and inspect hoses that connect to washing machines, dishwashers, ice makers and pull-out spray faucets. If you find rubber hoses, consider replacing them with braided metal versions that are more durable. Braided metal hoses typically cost $10 to $30 each – and it’s a fairly easy do-it-yourself project to install them. (Just remember to shut off the water and unplug the appliance first.)

Don’t run water appliances overnight or when you’re not home. A burst hose can pump 600 gallons of water an hour into your home while you’re sleeping or away, Worter says. Consider shutting off the water entirely when you’re on vacation, Greene says.

Stay on top of home maintenance. Clear gutters and make sure downspouts funnel water away from your house’s foundation. Inspect roofs for missing shingles and other damage. Prevent ice dams, the ice that forms along roof edges that can cause water to back up under the shingles. Replace cracked caulk or sealant around tubs and showers.

Install alerts. Higher-end leak detectors such as Phyn Plus and Flo by Moen can monitor your water usage for anomalies, connect with smart home systems and alert you to problems through phone apps. If you’re not ready to spend hundreds or thousands of dollars, though, you can buy a three- or four-pack of basic sensors at hardware stores or online for less than $40. Place them on the floor near washers and hot water heaters, and the shrieking alarms will alert you to trouble.

Read or Share this story: https://ift.tt/32Zkuyr

source https://www.detroitnews.com/story/business/personal-finance/2019/07/29/liz-weston/39812315/

Garden calendar | For the week of July 28 | Home and Garden — Madison.com

Flea beetles: If you are seeing small round holes chewed in the leaves of some of your vegetable plants but have not been able to see an insect, the culprit may be flea beetles. Several species of flea beetles feed on vegetables, chewing dozens of small holes in the leaves of many crops. While still edible, crops grown as leafy greens in particular can lose a lot of leaf area! Crops most often damaged include cabbage, broccoli, Brussels sprouts, Chinese cabbage, radish, cauliflower, horseradish, eggplant, peppers, potatoes, tomatoes, beans, peas, lettuce, melon, pumpkin, beets, and spinach.

To add insult to injury, many flea beetles also transmit plant diseases as they feed, and these can cause a lot more damage than just the holes in the leaves. Different species of flea beetles attack different families of crops, e.g., the potato flea beetle typically occurs on eggplant, potato, tomato or pepper, which are all in the Solanaceae or tomato/potato family.

Flea beetles get their name from the large hind legs they develop as adults that allow them to jump like fleas. They are small, dark insects that hide under the leaves and can be hard to see. They can also be very active and may jump or scuttle off as you turn over the leaf to look for them — that may be why you haven’t seen them.

Damage is most severe in spring when plants are small, so floating row cover is recommended where possible at that time. Floating row cover should go on early, as adults become active and start feeding when temperatures reach 50°F. If you are re-planting any of these crops for fall, you should also use the row cover since depending on the species, they can have up to three generations a year (some only have one generation, however).

The adults lay eggs on the soil at the base of the host plants, so watch for these (very small!) in May as well as in August on fall-planted crops. For a fact sheet on flea beetles and managing them in the garden, visit https://pddc.wisc.edu/ and search for “flea beetles” under the fact sheets tab.

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Fruits: Watch for infestations of the spotted wing drosophila (SWD) fruit fly in raspberries. This tiny insect is a type of fruit fly/vinegar fly, and can be devastating to raspberry and other soft fruits. It lays eggs in the raspberry fruit just as it is starting to color up, unlike most fruit flies that mostly attack rotted or fermenting fruit. With SWD, by the time the fruit ripens, it is full of hatched-out maggots. Maggot feeding damage allows in mold spores that then totally destroy and liquefy the fruit.

SWD has been particularly problematic in fall raspberry production, but now is being found in summer raspberries as well. The reason this insect is able to accomplish its attack so early in the fruiting cycle is because the females have a serrated ovipositor that allows them to literally “saw” into unripe fruits and lay their eggs. You can identify SWD by the spot on the wings of the males (females lack the spot).

Trapping is a good way to monitor for SWD, though not a good way to control it. Capped plastic cups with apple cider vinegar and one-quarter-inch entry holes and yellow sticky cards inside make good traps.

Visit the Plant Disease Diagnostic Clinic website at https://pddc.wisc.edu/ and look under the fact sheets tab for a fact sheet on SWD for more information.

Woody plant dieback: The vascular damage that many shrubs and trees suffered over winter which was not manifest in spring is now becoming apparent. The vascular system allows plants to bring up water from the ground and transport it to branches and leaves as well as transport sugars and carbohydrates created during photosynthesis to be transported to the roots for storage. Vascular tissue is right beneath the bark so it is especially vulnerable to cold damage. It can be partly damaged but still able to function when temperatures are cool and there is plenty of moisture, growth proceeds as usual. But as soon as it gets hot and dry, the compromised tissue can’t keep up with the moisture demands of the plant and then you get mid-summer dieback. Cut off the damaged limbs down to the next live bud that faces away from the center of the tree or shrub (an out-facing bud) or back to the main trunk if that is structurally better.

source https://madison.com/wsj/lifestyles/home-and-garden/garden-calendar-for-the-week-of-july/article_268a079e-a0b5-56a9-a064-4bba7c0caecc.html

Household water damage can cost thousands | Lifestyle — The Philadelphia Tribune

As a spokesperson for the insurance industry, Loretta Worters often gives tips to homeowners on preventing water damage. Some of her knowledge comes from personal experience.

Worters says she had owned a home in Bellmore, New York, for only a month when she noticed the clothes washer in the basement was taking an awfully long time to fill.

“I went downstairs and I was up to my ankles in water,” says Worters, vice president of communications for the Insurance Information Institute.

Appliance and plumbing failures are a leading cause of household water damage, which is far more common than you may think. Homeowners are six times more likely to suffer property losses from water than from theft and seven times more likely than from fire, says Kelly Greene, a risk consulting manager from Chubb Personal Insurance who led a session on property damage at the Financial Planning Association NorCal conference in May. (“Water damage” is different from flooding, which is rising water that affects two or more properties.)

“When you ask people [if they’ve had water damage], if they haven’t, chances are they know someone who has — a friend or family member or neighbor,” Greene says.

Water damage accounts for $1 billion in insured losses annually for homeowners and renters, with claims averaging more than $10,000 each, Worter says.

But not all water losses are covered by insurance. While a sudden event, such as the hose that burst on Worter’s washing machine, would be covered, a slower leak typically wouldn’t be. A homeowner could end up paying thousands of dollars, or more, to fix the damage and remediate any mold.

“That’s a maintenance issue,” Worters says. Insurance doesn’t typically cover problems caused by issues a homeowner should have detected and fixed, such as termite damage or a leaky roof.

Yet while most homeowners have smoke detectors to alert them to fires, and many have alarm systems to help deter theft, relatively few take steps to prevent catastrophic water damage. Even in the multimillion-dollar homes Chubb covers, less than 2% have automated systems that can shut off the water if there’s a leak, Greene says.

That’s a problem for the insurer, since water damage makes up 45% of its total homeowners claims, and losses over $1 million have more than tripled since 2015, Greene says. Chubb now encourages policyholders to install water leak detection systems, which attach to water mains and can cost $500 to $3,000, Greene says.

But there are lower-cost and free ways homeowners can head off problems:

Locate the main shut-off. Adults and older children should know where the main water supply shut-off valve is and how to turn it off, Worters says. You don’t want to have to search for it in an emergency. The shut-off is often near the water meter or where the main water line enters the home. Water-using appliances like toilets and dishwashers typically have shut-off valves as well.

Regularly check supply lines. Look for leaks in the supply lines to sinks, toilets and hot water heaters, and inspect hoses that connect to washing machines, dishwashers, ice makers and pull-out spray faucets. If you find rubber hoses, consider replacing them with braided metal versions that are more durable. Braided metal hoses typically cost $10 to $30 each — and it’s a fairly easy do-it-yourself project to install them. (Just remember to shut off the water and unplug the appliance first.)

Don’t run water appliances overnight or when you’re not home. A burst hose can pump 600 gallons of water an hour into your home while you’re sleeping or away, Worter says. Consider shutting off the water entirely when you’re on vacation, Greene says.

Stay on top of home maintenance. Clear gutters and make sure downspouts funnel water away from your house’s foundation. Inspect roofs for missing shingles and other damage. Prevent ice dams, the ice that forms along roof edges that can cause water to back up under the shingles. Replace cracked caulk or sealant around tubs and showers.

Install alerts. Higher-end leak detectors such as Phyn Plus and Flo by Moen can monitor your water usage for anomalies, connect with smart home systems and alert you to problems through phone apps. If you’re not ready to spend hundreds or thousands of dollars, though, you can buy a three- or four-pack of basic sensors at hardware stores or online for less than $40. Place them on the floor near washers and hot water heaters, and the shrieking alarms will alert you to trouble. — (AP)

source https://www.phillytrib.com/lifestyle/household-water-damage-can-cost-thousands/article_ba8d38a2-8b1b-5c94-b309-91a117d920f7.html

Be prepared: Tuscarawas County residents urged to prepare for potential disasters — New Philadelphia Times Reporter

NEW PHILADELPHIA In a year in which the Dayton area has been hit by devastating tornadoes, an earthquake shook the Cleveland area and flash floods caused widespread damage in Coshocton and Wayne counties, emergency management officials are urging residents to be prepared for the possibility of a disaster in their neighborhood.

NEW PHILADELPHIA In a year in which the Dayton area has been hit by devastating tornadoes, an earthquake shook the Cleveland area and flash floods caused widespread damage in Coshocton and Wayne counties, emergency management officials are urging residents to be prepared for the possibility of a disaster in their neighborhood.

«I will tell you this, whether it comes to tornadoes or flooding, our biggest enemy is the individuals who underestimate the severity, who what I would call gambling, who gamble that it’s going to be fine and don’t prepare,» said Tuscarawas County Sheriff Orvis Campbell.

The Buckeye State has taken a beating from severe weather in 2019.

On average, Ohio has 19 tornadoes. This year, the state has had at least 54, including 21 on May 28-29, according to Jay Carey of the Ohio Emergency Management Agency.

«During the first six months of the year, we had a tornado in every month, which is a bit unusual,» he said.

Flooding has also been a problem. Several times this year, different parts of the state have seen intense storms that have dropped between 4 and 6 inches of rain, Carey said. «We have had flooding in areas that are not typically seeing flooding.»

Ohio has had flooding two years in a row in February. In 2018, storms caused more than $100 million in damage to public infrastructure, such as roads, culverts and bridges, he said. This year, February storms caused $46 million in infrastructure damage.

In Tuscarawas County, flooding and wind damage are the most significant threats, according to Alex McCarthy, director of the Tuscarawas County Homeland Security & Emergency Management Agency.

«Wind damage is usually going to be very widespread around here, but the recovery for that tends to be a lot easier because people have homeowners insurance, and that really helps those individuals recover,» he said.

Falling trees caused damage in Dover in 2018 and Newcomerstown in June of this year.

«Flooding is more difficult,» he said. «In Tuscarawas County, we see two different types of flooding — river flooding, especially up behind the dams, and then flash flooding, which comes in quick and leaves quick.»

Often flash floods are not forecast, and a community can have several inches of rain in a very short time. McCarthy noted that in June West Lafayette received 7 inches of rain in 24 hours, including 3 inches coming down quick.

«A lot of people tend not to purchase flood insurance,» he said. «It’s extremely expensive, and it’s not required, especially if you don’t live in a flood plain.»

Without flood insurance, it can be very expensive to repair a damaged home, he said.

McCarthy advises residents to have a three-day supply of food, water and supplies in case of an emergency. «The reason is, it could take us three days to bring in those critical supplies.»

During the floods that isolated Wilkshire Hills in the past decade, there were residents who said they weren’t leaving and then ran out of supplies, Campbell said.

McCarthy also advocates that people have homeowners insurance, a sewage backup rider and flood insurance, even if they don’t live in a flood plain.

Residents should always have cash on hand.

«If there is a significant disaster, if the power goes completely out, your credit cards are not going to work if you go to the grocery store,» he said. «Keep small denominations on hand, like $1 and $5. If you go to the store and give them $20 for an item, you might not get change.»

People with special needs should take extra precautions. For instance, some power companies have registries for special consideration for power restoration.

If someone does not have a cellphone or a computer, they should purchase a NOAA (National Oceanic and Atmospheric Administration) weather radio to receive alerts.

«They’re very inexpensive, and we’ll help you figure it out,» McCarthy said. «They’re great because tornado sirens were originally developed nearly a half a century ago when we didn’t have air conditioning systems. Everybody was at home with their windows open and worked with their windows open, so therefore you could hear it from inside the house. With the air on, you won’t hear the siren, but you will hear the radio. It’s loud.»

Residents should also have extra medications on hand. Pet owners should have paperwork showing that their pets have had their shots if they have to be boarded.

Campbell warned that people are over-reliant on cellphone technology for communications.

«In an emergency, your cellphone system gets overwhelmed,» the sheriff said. «They can’t make calls, and there’s mass chaos. So you’ve got to have some other ways of doing it.»

At his home, Campbell has a separate device for Wi-Fi, so he can at least track the location of family members.

After a disaster, the Emergency Management Agency does an assessment of the damage. 

«We start meeting with residents to determine what the damage is in their homes,» McCarthy said. «FEMA (Federal Emergency Management Agency) and the state of Ohio have thresholds to provide assistance. To get assistance, we need 25 homes with quite a bit of damage.

«If there are 25 cases, the county can apply to the state for them to open up loans. If there are less than 25 homes, we have to rely on volunteer assistance. There are a lot of great resources, but not every unmet need can be met.»

After flooding, mold and mildew mediation is critical. McCarthy and his agency checks with homeowners to see if they have the resources and education to know what to do to clean up that mold.

«So we work with our partners in New Philadelphia and Tuscarawas County health departments to throw out information to educate the public,» he said.

If someone is overwhelmed by the cleanup, the EMA can work with volunteer groups to clean up those basements.

«There are great faith-based groups, including the Methodists, who can send in a muck-out team to work with that resident to clean up their basement,» McCarthy said. The agency worked with the Methodists last year to clean up after a flash flood in Roswell.

«If we need help with trees, there are other groups that will come in with chainsaws and do what they need to and remove the debris,» he said.

«There are a lot of organizations that have help they can offer,» McCarthy said. «It’s just a matter of who does what.»

Reach Jon at 330-364-8415 or at jon.baker@timesreporter.com.

On Twitter: @jbakerTR

source https://www.timesreporter.com/news/20190728/be-prepared-tuscarawas-county-residents-urged-to-prepare-for-potential-disasters

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